.policies-page{--charcoal:#3a3530;--warm-white:#fdfcfa;--ivory:#f7f5f0;--border:#3a35301a;--accent:#a69374;background:var(--warm-white);min-height:100vh;color:var(--charcoal)}.policies-page .cursor{background:var(--charcoal);pointer-events:none;z-index:9999;border-radius:50%;width:8px;height:8px;position:fixed;transform:translate(-50%,-50%)}.policies-page .cursor-ring{border:1px solid var(--charcoal);pointer-events:none;z-index:9998;opacity:.5;border-radius:50%;width:32px;height:32px;position:fixed;transform:translate(-50%,-50%)}@media (pointer:coarse){.policies-page .cursor,.policies-page .cursor-ring{display:none}}.policies-breadcrumb{max-width:980px;color:var(--charcoal);opacity:.6;flex-wrap:wrap;align-items:center;gap:8px;margin:0 auto;padding:100px 40px 0;font-size:13px;display:flex}.policies-breadcrumb a{color:inherit;text-decoration:none}.policies-breadcrumb a:hover{text-decoration:underline}.policies-hero{max-width:980px;margin:0 auto;padding:40px 40px 48px}.policies-hero-eyebrow{text-transform:uppercase;letter-spacing:.15em;color:var(--accent);margin-bottom:16px;font-size:13px;display:block}.policies-hero h1{font-family:var(--font-serif), "Times New Roman", serif;margin:0 0 20px;font-size:clamp(36px,5vw,48px);font-weight:400;line-height:1.15}.policies-hero h1 em{font-style:italic}.policies-hero-desc{opacity:.85;max-width:720px;font-size:17px;line-height:1.7}.policies-hero-desc.caps{letter-spacing:.04em;text-transform:none;font-size:12.5px;line-height:1.6}.policies-index{max-width:980px;margin:0 auto;padding:0 40px 80px}.policies-group{margin-bottom:52px}.policies-group-title{font-family:var(--font-serif), "Times New Roman", serif;border-bottom:1px solid var(--border);margin:0 0 20px;padding-bottom:12px;font-size:22px;font-weight:400}.policies-grid{grid-template-columns:repeat(2,1fr);gap:16px;display:grid}.policy-card{background:var(--warm-white);border:1px solid var(--border);color:inherit;border-radius:4px;align-items:flex-start;gap:16px;padding:22px 24px;text-decoration:none;transition:border-color .25s,transform .25s,background .25s;display:flex}.policy-card:hover{border-color:var(--accent);background:var(--ivory);transform:translateY(-2px)}.policy-card-icon{border:1px solid var(--border);width:40px;height:40px;color:var(--accent);border-radius:50%;flex-shrink:0;justify-content:center;align-items:center;display:flex}.policy-card-icon svg{width:20px;height:20px}.policy-card-body{flex-direction:column;flex:1;gap:6px;min-width:0;display:flex}.policy-card-title{text-wrap:balance;font-size:16px;font-weight:600;line-height:1.35;display:block}.policy-card-desc{opacity:.8;font-size:13.5px;line-height:1.55;display:block}.policy-card-arrow{color:var(--accent);opacity:0;flex-shrink:0;align-self:center;transition:opacity .25s,transform .25s;transform:translate(-4px)}.policy-card:hover .policy-card-arrow{opacity:1;transform:translate(0)}.policy-card-arrow svg{width:18px;height:18px}.policy-article{max-width:900px;margin:0 auto;padding:0 40px 80px}.policy-amend{background:var(--ivory);border-left:3px solid var(--accent);border-radius:0 4px 4px 0;margin-bottom:32px;padding:16px 20px;font-size:14px;line-height:1.6}.policy-amend p{margin:0}.policy-lead{opacity:.85;margin:0 0 8px;font-size:17px;line-height:1.7}.policy-article h2{font-family:var(--font-serif), "Times New Roman", serif;border-top:1px solid var(--border);margin:48px 0 16px;padding-top:24px;font-size:26px;font-weight:400}.policy-article h2:first-of-type{margin-top:40px}.policy-article p{opacity:.9;margin:0 0 14px;font-size:15px;line-height:1.75}.policy-article a,.policy-article b.policy-amended{color:var(--accent)}.policy-contact{background:var(--ivory);border:1px solid var(--border);border-radius:4px;margin-top:48px;padding:28px}.policy-contact h3{color:var(--accent);margin:0 0 12px;font-size:17px;font-weight:600}.policy-contact p{margin:0;font-size:15px;line-height:1.7}.policy-revised{opacity:.6;margin-top:24px;font-size:13px}.policy-related{border-top:1px solid var(--border);margin-top:48px;padding-top:28px}.policy-related-title{text-transform:uppercase;letter-spacing:.08em;opacity:.6;margin:0 0 14px;font-size:13px}.policy-related-links{flex-wrap:wrap;gap:10px;display:flex}.policy-related-links a{border:1px solid var(--border);color:inherit;border-radius:999px;padding:8px 14px;font-size:13.5px;text-decoration:none;transition:border-color .2s,color .2s}.policy-related-links a:hover{border-color:var(--accent);color:var(--accent)}.policy-index{border-top:1px solid var(--border);margin-top:48px;padding-top:32px}.policy-index-title{text-transform:uppercase;letter-spacing:.08em;opacity:.6;margin:0 0 20px;font-size:13px}.policy-index-groups{grid-template-columns:repeat(2,minmax(0,1fr));gap:28px 40px;display:grid}.policy-index-cat{text-transform:uppercase;letter-spacing:.06em;color:var(--accent);margin:0 0 10px;font-size:12px;font-weight:600}.policy-index-group ul{flex-direction:column;gap:8px;margin:0;padding:0;list-style:none;display:flex}.policy-index-group li{font-size:14.5px;line-height:1.4}.policy-index-group a{color:inherit;border-bottom:1px solid #0000;text-decoration:none;transition:color .2s,border-color .2s}.policy-index-group a:hover{color:var(--accent);border-bottom-color:var(--accent)}.policy-index-current{color:var(--accent);font-weight:600}@media (max-width:768px){.policy-index-groups{grid-template-columns:1fr}.policies-breadcrumb,.policies-hero,.policies-index,.policy-article{padding-left:20px;padding-right:20px}.policies-grid{grid-template-columns:1fr}}